You Asked. We Acted.
Based on broker feedback, AMP Bank has introduced a suite of SMSF policy enhancements — designed to reduce friction and help you submit SMSF deals with confidence.
What’s new:
- Simplified liquidity test — reduced from 10% of total SMSF assets to 5% of total loan amount
- Lower minimum loan size — now from $200,000 (previously $300,000)
- Lower minimum SMSF fund size — net assets reduced to $250,000
- More accurate SMSF expense assessment — based on typical fund costs
- Expanded acceptable security locations — selected Zone 3 Perth metro postcodes (credit approval required)
- SMSF pre‑approvals now available
No reassessment. Flexibility.
We’ve extended the maximum interest‑only term on Pro Pack home loans — giving customers greater flexibility and stronger long‑term planning options.
What’s new:
- Interest‑only term extended — now available for up to 10 years (previously 5)
- Available for investors and owner‑occupiers
- Greater cashflow flexibility — helping maximise lifestyle, investment or retirement choices
- Option to switch to principal and interest at any time
- Supports longer‑term strategies without forcing early principal repayments
- Case studies available to support customer conversations
Products and features
Rates and offers
Resources and tools
Services
Home loan products
The Professional Package offers customers the option to select and package together a combination of variable and fixed rate loans, line of credit or construction, plus numerous additional benefits.
Construction loans are available through our Professional Package product for customers who require funds to build or renovate a property.
A competitively-priced variable rate home loan, suited to customers that don't need a loan with a long list of features but still want the essentials including the ability to make extra repayments and access to redraw.
AMP Bank’s new broker platform has been custom-built in partnership with brokers to simplify the home loan process. Designed to reduce rework and speed up decisions and puts you in control.
Become accredited with AMP
Getting accredited with AMP Bank is just the beginning to ensuring the best solutions for your customers. It's valuable to demonstrate and uphold a solid understanding of our products and services to effectively assist customers.
Current timeframes
The below timeframes are estimates and may change. Some processing times can change based on the complexity of the matter and whether further information is needed. We'll do our best to work with you to help move things along.
2 business days
PAYG, Self-Employed and SuperEdge loan applications where no further information is required.
2 business days
Pipeline applications (once outstanding requirements have been received).
20 business days
Company and Trust applications.
News and insights
The 2025-26 Federal Budget’s economic impact
From tax cuts to healthcare benefits and more cost-of-living support, find out what this year’s budget means for you.
How the 2025-26 Federal Budget affects you
Read and/or share a quick summary of the proposals with your customers.
Enhancing your application experience
We are transforming our home loan application journey to provide a market-leading experience when doing business with us.
BDM contact
Enjoy a seamless relationship with a support team you can count on. Get in touch with your BDM, and get to the bottom of what you need to create your customers' wealthy.
Get in touch
Broker experience team
9am - 6pm Monday to Friday (AEDT)
Option 1 – Mortgages
For help checking the status of a new loan or increase in progress, enquire about a processing time, or to ask for information that isn’t available via LoanApp.
Option 2 –Deposits
For general deposit enquiries from advisers and fixed income brokers.
Option 3 –Deceased Estates
For help with deceased estates.
Important information
All information on this website is subject to change without notice. It's important your customers consider their particular circumstances and read the relevant Product Disclosure Statement and Target Market Determination or Terms and Conditions before deciding what's right for them.
A target market determination for these products is available at distributor.amp.com.au/tmd
This information hasn't taken their circumstances into account. The credit provider and product issuer is AMP Bank Limited ABN 15 081 596 009, AFSL No 234517, Australian credit licence 234517.