Self Employed home loan applications only require 1 year's (most recent) tax return and NOA
Effective 1 July 2024
Find out moreUnlock more borrowing power with changes to our Rental and bonus income shading policy
Effective 1 July 2024
Find out more$2,000 rebate for new home loan purchase applications with a LVR >80% that require LMI, subject to meeting eligibility criteria
Eligibility criteria
Quick links
Products and features
Rates and offers
Resources and tools
Home loan products
The Professional Package offers customers the option to select and package together a combination of variable and fixed rate loans, line of credit or construction, plus numerous additional benefits.
A low-cost home loan package without all the extra features. It offers customers the option of combining fixed and variable rate loans at a competitive rate of interest.
A competitively-priced variable rate home loan, suited to customers that don't need a loan with a long list of features but still want the essentials including the ability to make extra repayments and access to redraw.
Construction loans are available through our Professional and Basic Package products for customers who require funds to build or renovate a property.
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Current indicative process timeframes
The below timeframes are estimates and may change. Some processing times can change based on the complexity of the matter and whether further information is needed. We'll do our best to work with you to help move things along.
5 business days
PAYG and Self-Employed where no further information is required.
2 business days
Pipeline applications (once outstanding requirements have been received).
10 business days
Standalone pre-approval applications.
15 business days
Company and Trust applications.
News and insights
Credit scenario workshop May 2024
Watch our credit scenario workshop that covers a Strategic update, understand how you can grow your business with our Business Finance Loan bespoke for brokers and advisers and credit tips for success with your customers applications.
Federal Budget 2024: Your 5-minute round-up
Read and/or share a quick summary of the proposals with your customers.
Enhancing your application experience
We are transforming our home loan application journey to provide a market-leading experience when doing business with us.
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Get in touch
Broker experience team
9am - 7pm Monday to Friday (AEST)
This is the first port of call, to our Originator hotline, to check a current deal status, enquire about a processing time, or ask a question that isn't possible via ApplyOnline®.
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Important information
All information on this website is subject to change without notice. It's important your customers consider their particular circumstances and read the relevant Product Disclosure Statement and Target Market Determination or Terms and Conditions before deciding what's right for them.
A target market determination for these products is available at distributor.amp.com.au/tmd
This information hasn't taken their circumstances into account. The credit provider and product issuer is AMP Bank Limited ABN 15 081 596 009, AFSL No 234517, Australian credit licence 234517.